Car accident injuries can be devastating. Your time should be spent on healing and recovery, not worrying about how to pay your medical bills. When you’re involved in a car accident, either on a bike or in an automobile, that wasn’t your fault – you should not be paying out of your pocket for your injuries. An experienced car or bicycle accident attorney can make sure you are fully compensated for any medical expenses and damages that resulted from the car wreck. Regardless of the route you take in paying your medical bills, Injury Assistance Law Firm in Orlando will fight for you to receive all the benefits that you deserve
Get a Medical Lien
Many healthcare providers will treat you under a medical lien. This means they will not request payment up-front and are willing to wait to collect payment until you have received a settlement.
It’s important to ensure the medical provider you choose is willing to work on a lien. Chiropractors and physical therapists are the most common medical providers to work with a medical lien. It’s vital to employ a car or bicycle accident attorney to guarantee all the proper paperwork in place, so no complications arise with payment in the future.
Auto Insurance Covers Car Accident Injuries
Depending on which type of auto insurance policy you have, you may be covered through Medical Payment Insurance, often called MedPay. This protects you regardless of who caused the accident.
Please note, not all policies offer MedPay. You must be aware of what your policy will and won’t cover. Even in the event your policy includes MedPay, the amount available to you will vary and may not cover all of your medical-related expenses.
The At-Fault Party’s Insurance Can Pay for Injuries
Some medical providers will seek payment directly from the insurance of the at-fault party. This usually depends on where you seek treatment and if you’re working with a personal injury attorney.
Unfortunately, the insurance company is in the business to make money. They will not have your best interest in mind. They do not care if you are not fully compensated for your damages and injuries. Even if they promise to reimburse you, you may not be completely repaid.
You must get it in writing that they will pay all of your medical bills, or you will be stuck paying out of your pocket. If you don’t get it in writing properly they will usually only provide you with a fraction of the amount you owe, and you’ll never be fully reimbursed. To avoid being taken advantage of by an insurance company, always have the help of a qualified car accident attorney.
If you were injured in a car accident that was not your fault, you should not have to pay your medical bill. You should be completely compensated for the injuries you sustained as a result of the crash. A car or bicycle accident attorney can ensure you don’t have to worry about paying your medical bills. Injury Assistance Law Firm will get you compensation for your car accident injuries. Call us today.