In the majority of states, it is mandatory for drivers to have car insurance. Not having car insurance and driving can carry fines and even potential jail time. Unfortunately, there are still some motorists who take the risk and drive uninsured, either due to the fact that they have a misguided sense of invincibility or the fact that they are not able to afford it. While car insurance is precautionary, it is always better to have it and not need it, rather than need it and not have it on hand. However, when it comes to drivers in Florida, the possibility of getting into a collision with an uninsured driver can end up being disastrous. Property damages, accrued costs, and lasting injuries have the possibility of totally changing someone’s life, and even if the other party isn’t insured, you may still be able to hold them accountable. Read on to learn more about the situation of being in an accident with an uninsured motorist. Injury Assistance Law Firm is a top car accident law firm near Orlando. Call Injury Assistance Law Firm today for your Orlando car accident lawyer!
Accident With An Uninsured Driver
If you ever get into an accident with an uninsured motorist in Florida, it’s important to be informed. Florida is a “no-fault” state, which is why all motorists are required to carry car insurance. This is to make sure that if an accident occurs, you are able to recover your damages to the extent of your own insurance coverage. However, if the damages go over your limit and the party liable for your accident is uninsured, you may feel helpless. Firstly, you should double-check your own insurance plan. If you have uninsured driver coverage, you may be entitled to additional coverage. Whether you need additional coverage or not, your initial claim needs to still be filed through your own insurer first.
Car Accident Law Firm Next Step
An Orlando car accident lawyer such as Injury Assistance Law Firm should be able to help you determine your next steps. Under Florida law, the majority of cases against uninsured motorists have to be filed within five years of the accident occurring. In the case that the insured party is not from Florida, then one has to follow the policy from that state. For example, if the insured driver is from New Jersey, but the accident involving an uninsured driver happened in the state of Florida, then the claim has to be filed within two years.
Advice From A Vehicle Accident Law Firm
The most crucial item you need when filing against an uninsured driver is identification. This means that you must be able to identify the driver clearly that is responsible for your damages or injury. This can be difficult if the driver flees the scene of the accident, but it is not impossible. If you are able to record the license plate number, then you may be able to pinpoint the culprit. The owner may claim that they were not driving, but it then becomes their responsibility to prove this point. Moreover, if there were cameras at the scene, then you may be able to identify them through the footage.
Contact Us Today
Injury Assistance Law Firm is a top car accident law firm near Orlando, and we also have offices in Winter Haven. Call Injury Assistance Law Firm for your Orlando car accident lawyer today!