You may not be familiar with the idea, but here in Florida, we are a no-fault state which means we incorporate no fault law. What does that mean to you in regards to a car accident? Here at Injury Assistance Law Firm, we are here to clear the air. Our Orlando firm is full of law professional who is by your side. We take pride in providing a personal injury attorney Orlando can trust.
What is No-Fault Insurance?
Basically, your insurance company pays for your damages related to any injuries, while the other driver’s insurance company takes financial responsibility for their injuries.
You as the driver will first look at your own insurance policy to get payments for any income loss or medical expenses as a result of an accident. There are limits, though. Depending on what type of plan a driver has, it may also pay for replacement benefits. This benefit covers the cost of hiring someone to perform routine household chores. This applies to any driver, no matter who is technically responsible for causing the accident.
How Does No Fault Law Work in Florida
As Floridians, residents must have Personal Injury Protection (PIP) as part of their car insurance policy. If an accident were ever to occur no-fault coverage pays medical bills of the insured, up to the limit that is stated on the insurance policy. The requirements for insurance are as follows:
- $10,000 in personal injury protection benefits
- $10,000 in property damage liability benefits
Personal Injury Protection will cover you and also your children, other members of your household, and some passenger (if they do not already obtain PIP insurance through their own policy). Anyone riding in your vehicle during an accident who suffers from injuries will be covered by their private PIP insurance. This means that your insurance will also cover you if you are injured in a crash riding as a passenger in someone’s vehicle.
Personal Injury Attorney Orlando Can Depend On
Be aware that no-fault insurance law does not allow for an injured individual to file a legal claim against the driver who is at fault in particular situations. This is when a personal injury attorney may be beneficial to you. These injuries can include injuries that are permanent such as loss of essential bodily functions, disfigurement, and significant scarring.
What Are The Benefits?
There are several benefits that are associated with no-fault insurance, for instance:
- Improved access to medical care
- Increased access to auto insurance
- Guaranteed payment
Visit Our Firm For More Information
Here at Injury Assistance Law Firm, we are here for you and will get you your the advice you need in regards to the no fault law. Our accident attorney is dedicated to your safety. We are committed to ensuring you get all the information you need to take action. Our experts are driven to fight for you and get you protected. Visit or call us today for more information. Our personal injury attorney Orlando firm is ready to make you our next client.